Hi,
I need to sort out some life cover for my wife and I.
I'm a climber and also cyclist, mountain biker, surfer, SUPer and kayaker/kayak surfer - all whenever I get the time around family, etc, so nowhere near as much as I used to.
My wife, on the other hand, not so much - bit of flat water canoeing/SUP paddles, but that's about it - although she is a keen trail (but not really mountain) runner.
I've got quotes from Summit, noting my BMC membership (I also have BCU for the kayak/SUP side), but has anyone used anywhere else that covers these types of activities?
I've got quotes from a couple of other providers and one of them mentioned climbing was covered up to about E3 (which is mainly fine, these days) - I'll obviously check the small print.
Clearly, I don't want to pay over the odds (Summit seem more expensive), but equally I don't want a claim rejected if I unfortunately fall off something and don't bounce!
Thanks,
Post edited at 14:29