In reply to Snoweider:
Flashing the card sorted everything with ski patrol rescue, couldn’t have been easier.
They pick up the phone really quickly once called, and most of their employees speak good English. However I was given 3 incorrect email addresses to send photos of medical bills to before finally getting the right one...then sent a form to complete which is entirely in French, understandably so but I don’t speak any.
Suspect that if you speak French the process could be very straightforward as insurance claims go.