In reply to myers1990:
Re social class, you need to clarify where pensioners on good income should go.
Do you mean 'private pension' to be anything other than state pension? In the field of pensions, 'private pension' has a more narrow definition and excludes and public sector and company occupational pensions
You would find a lot of NHS, unviersity & civil service retirees all drawing public sector pensions substantially higher than most private pension provision and above average earnings.