In reply to Gordonbp:
> 1. What "water resistant layer" would you recommend
To be honest I'm addicted to softshells so I have a lot of stuff to choose from, from a windjacket like the Mountain Equipment Squall that I use in windy weather with just a few drops of rain all the way to a partly waterproof Lundhags jacket that I use in changeable weather.
I would skip all 'true' softshell jackets as they have become more cumbersome and clammy compared to the new generation of hardshells and go for a single-layer double weave fabric. Something like the Rab Torque or similar. That gives you protection from the wind and some rain.
> 2. How wet does it have to be to make the change from water resistant to waterproof?
Depends on 1) activity; 2) duration of said activity and most importantly 3) the outside temperature.
For my half-hour bike commute I will happily wear a softshell in 2mm-an-hour rain during spring/summer/fall, but when it's winter I will definitely switch to a hardshell in those conditions. For start-stop activities such as ice climbing or winter climbing that's even more pronounced. For multi-day hikes or wild-camping trips I will often only take a hardshell but that's more to do with conditions and space limits in the pack. For gravelling and road biking and other high-cardio activities rain can be a lot more intense before I start wearing a rain jacket, but then those you don't often do in the rain anyway if you can avoid it.
As a very general rule of thumb I'd say 2-3mm an hour is the maximum of what I find softshells being able to cope with, with a maximum of half an hour. Anything longer or more intense than that and it's waterproof time.