UKC

Insurance for climbing & hillwalking in Canada?

New Topic
This topic has been archived, and won't accept reply postings.
 Steve_90 03 Apr 2024

Looking for 2 weeks insurance for Canada this year. 

BMC are quoting over £700 for 2 of us. Is there any other insurers to check out please?

Cheers.

Post edited at 07:59
 The Norris 03 Apr 2024
In reply to Steve_90:

Sportscover direct is coming in at around 540 quid for their basic cover (I've assumed a few things about you to get that quote, so may not be completely accurate).

In reply to Steve_90:

Possibly Snowcard? 

 Ian Patterson 03 Apr 2024
In reply to Queen of the Traverse:

I use Insureandgo from sport climbing trips, there hazardous puirsuits add on includes climbing (but not mountaineering) and comes out significantly cheaper than most of the obvious choices.  Putting in 2 weeks for an individual visiting Canada gives a price for silver cover of £88.

Never had to claim so can't say anything about quality of service obvs.

 jimtitt 03 Apr 2024
In reply to Ian Patterson:

You do know there is no healthcare agreement between the UK and Canada? As a non-resident it's a grand to walk in the hospital door, three grand for a scan, three grand a night in a bed and doctors fees on top.

1
 Ian Patterson 03 Apr 2024
In reply to jimtitt:

> You do know there is no healthcare agreement between the UK and Canada? As a non-resident it's a grand to walk in the hospital door, three grand for a scan, three grand a night in a bed and doctors fees on top.

?

Yes obvs, it's travel insurance.  Quote was for 2 weeks visiting Canada, Silver cover has £10,000,000 medical and repatriation cover.

 George Ormerod 03 Apr 2024
In reply to Steve_90:

You won't get charged for a rescue.  In national and provincial parks there are rescue specialists (basically mountain guides) and contracted helicopter companies.  Outside the parks there's volunteer SAR teams.  I've been involved in initiating a couple of rescues via sat phone to the local RCMP, and no one has ever been charged either in parks, or outside them. 

The issue will be the medical treatment, so you will need a policy that doesn't exclude climbing from the cover.  My step mother has a mini-stroke and all up it was well over 20k GBP. 

 ebdon 03 Apr 2024
In reply to Ian Patterson:

How do they define the difference between climbing and mountaineering? - sounds rather worryingly vague.. 

To the OP, I think snowcard or the BMC are the only real watertight providers. Lots of people swear by Austrain Alpine club but it's not really travel insurance.

Post edited at 19:26
 George Ormerod 03 Apr 2024
In reply to jimtitt:

> You do know there is no healthcare agreement between the UK and Canada? As a non-resident it's a grand to walk in the hospital door, three grand for a scan, three grand a night in a bed and doctors fees on top.

Incidentally, they will treat you for whatever is wrong with you without question, but will try to hunt you down for the costs afterwards.

 Ian Patterson 03 Apr 2024
In reply to ebdon:

> How do they define the difference between climbing and mountaineering? - sounds rather worryingly vague.. 

Don't know since I'm using it for single pitch sport climbing in Europe which is definitely not mountaineering.  I don't think there can be much vagueness when you talking about outcrop climbing (sport or trad) but if you're planning long multipitch routes in the mountains you might get want to get more clarity.


New Topic
This topic has been archived, and won't accept reply postings.
Loading Notifications...