In reply to Offwidth:
I think the cavers have sorted there problems now but at a cost and with much effort. As you say they now have individual premiums.
I think the whole thing was that the BMC underwriters would either do an all or nothing deal on membership insureance for TP?
I am not sure that this increase is due to the insureance premiums. It probably more down to an expanding remit.
I think the BMC should be slimming down and looking at its remit. Also making best use of volenteer officers who would have less expansionist, empire building, self serving motives.
It is up to the committees to keep a handle on this stuff. You cannot just keep asking for this and that and expecting the money to be availible.
The role of the committees is non trivial in this respect but when did you last here the financing of anything, new officer posts, cost of maternity benifits being discussed at local level. I am not saying that either of these is directly proportional to the increase. Just that you cannot keep demanding services and expenditure without considering how much that will cost.
The BMC are close to failure. I doubt that clubs will rise to the increase cost so quickly. These increase will demand a serious consideration of the overlap of club memberships and the finantial implications of this problem. Unfortunetly the BMC tell us the will not be able to identify how many multiple club members they have untill they have complete the SC funded IT upgrade. It isn't like it isn't in a DB already!
Likewise a good proportion of individual members will get their holiday insureance else where and let their membership lapse. Just look at the number of threads discussing the cost of BMC insureance anyway.
I think the BMC travel insureance is reasonalbe but add to that £30 to fund a load of competitions, international trips for the elite, Subs for the UIAA to slash up against the wall on nit twits like one Poger Rayne,
It aint looking very good. Nice one BMC remember that you are nothing without your members. You are going the right way to losing both the grace of the clubs and the cheque books of the individual members. I doubt that at near £30 indi members will still 'vote with their cheque books!'
RIP BMC