Hi all,
My home insurance is up for renewal. I'm currently paying around £45/month for building and contents, including three bikes, I was thinking it seemed a bit pricey so decided to have a look around.
I live in an upstairs flat in a two story building, which I bought a couple of years ago. External walls and roof are shared ownership with downstairs. Now I'd have thought that this was not that uncommon a setup, but speaking to various call centre monkeys, they couldn't seem to get their heads around the idea that there wasn't one person that solely owned the roof and walls so wouldn't insure me.
I'm currently with uinsure, which was set up by the mortgage adviser when I bought the place. Can anyone recommend an insurance company that would provide building and contents insurance for a setup where ownership of the building is shared with an external party? Or does £45/month sound reasonable?