In reply to goldmember:
Best bet is get up there, see what you've got to work with structure-wise and what you have to work around, see what you can fit through the hatch then plan it from there. You don't want to compress your insulation and you need to be careful not to trap or route your wires through too much insulation. T&G chipboard from a timber yard will work out much cheaper than 'loft boards' from DiY places. That goes for all your timber.
Loft legs are handy if you need to raise the deck but I found mine needed pilot holes. In reality if you have a decent saw then cutting your own is probably as quick and much cheaper.
Make sure chipboard edges are supported where you'll be stepping especially in high wear areas around the hatch.
There's little point in boarding vertical surfaces unless you plan to use it as an occasional space rather than pure storage (it'll be nasty ho/cold/muggy/draughty without care).
Wait till autumn, it'll be horrid working up there at the moment.
Loft ladders come in all sorts of shapes, sizes and attachment options. I'm prowling Ebay presently and there's lots available cheap.
Adding lights is easy but you need to know how to work safely and you'll need a few tools. I'd suggest a DiY book or a good online tutorial as a starting point. Don't assume it's isolated because you've flipped the breaker, check!
Basically you pick up power from a top floor ceiling rose, run it to your light fitting then drop a switch wire from your light fitting to a switch by the hatch. Very easy in principal.
jk