In reply to J1234:
Unfortunately, personal injury insurance will be very team-specific and usually expensive for limited cover due to the obvious risk.
In the last 5 -10 years this has been set up to support team members http://www.rescuebenevolent.fund/
The situation isn't fab but improving and I guess most of us didn't get into it because of the fantastic injury cover.
I don't have any stats on injuries but anecdotally they are not as high as people expect. Teams train regularly and are well used to working in all weathers in their patch. Also, the mantra of don't become another casualty is well drilled into team members so we are not the risk-taking daredevils people expect (plus the piss-taking if you injure yourself).
Best wishes to the PMRT member sounds like a freak accident but unfortunately on callout that shouldn't have happened.