In reply to balmybaldwin:
One fallback is to check for nackered adaptive headlights.
Aside: As part of my problem solving there I learnt that BMW headlight control units have a stealth 2nd odometer in them that records mileage so you can spot a casually clocked car by the disagreement between the headlight unit and the dash.
Generally though, well set up dipped headlights should illuminate in-front and to the left of your car a lot more than into the oncoming traffic; perhaps your over powered shopping trolley, er sorry golf, had maladjusted dipped and between that and dawn/dusk being a challenging time for human vision when driving you’re just experiencing the new normal.
I’d normally expect to see oncoming cars by their dipped headlights before seeing them by the retro reflection of mine from their numberplates and then from their illumination from mine.