In reply to DaveHK:
You might change your mind once you get to 60+ (that's age, not temp) and your ageing body's ability to regulate it's own temperature is not what it once was. I never used to bother much, but now find a chill wind quite severely.
> Wind chill is a pretty much useless measure imo. All it serves to do is make people feel tougher.
... helps give me some idea of how much to layer up, though I agree that I don't need the actual number to tell me that I feel bloody cold, the figures in the forecasts are still a helpful indicator.