In reply to Blue Straggler:
> (In reply to Jim C)
>
> Crikey. I'll be careful when replacing boot laces and buy only Scarpa ones....and have them installed by a professional
I'm just giving a heads up on what I have come across,
I guess it is dependant on your insurer, and how 'fair' they are.
All I'm saying is , if you have insurance , read the small print.
I am in a flood area, but have never been flooded, in 30 years, but they keep hiking my insurance as the neighbours have, however, they ask a LOT of detailed questions each and every time we renew, and I guess that is so that they can catch us out if we do make a claim, if they can prove we did not answer truthfully, or failed to reveal something.